No matter which way you turn someone wants you to spend more of your money. On your cell phone, social media, movies and the endless ads on TV, you’re nobody without that expensive cologne or how much you can save on a 10 day trip to Italy.

This is Detective Frank Money and I’m telling all you college kids on a tight budget to stick with the plan! Don’t go showing off to your friends by picking up a tab or eating out every night.  Think of your college days as a great warm up for practicing financial literacy when you’re a full time adult with a mortgage, kids, car and braces.

You’ll do fine if you just repeat after me…”Separate checks, please!”