I’m Detective Frank Money and I have a breaking news story for you…savings are good for you! It’s called discipline, will power or just good old fashion smarts that enough money will be there for you when you’re ready to retire. Hey, not just for retirement, how about saving up for a car or finally moving out of your parent’s house and having enough cash for a first, last and deposit to move into your own place.

Direct deposit can be your friend at your bank. Have your weekly salary deposited directly into your bank account and 10% of your gross take home pay deposited directly into a savings account or investment portfolio. That way you’re not tempted to skip on saving.

Best of all you’ll look so smart when you save, heck, look at me…on second thought…