YOU DO or my name isn’t Frank Money! If you find yourself short on money at the end of month and need to go further into debt because of lack of planning, then you have Budget Trouble, my friend.
There are tons of budget plans out there to help keep you on a straight path so find the one you’re certain to stick with and get to it. How much did you make that month and how much did you spend that month? You’ll have your answer, adjust accordingly and bingo, you have a BUDGET!